“Fred Towles is a refreshing voice of financial integrity and stewardship. He is clearly an expert in this area of tithing and giving, and his faithfulness to God is a clear indicator of that. I recommend this (and any other) book by Fred Towles, as he not only understands how to break financial bondage, but actually cares for those who want to be free.” - Niral Burnett, President, The NiOse Group, LLC

"Frederick Towles provides a biblical foundation to the concepts of tithing and stewardship in a simple but powerful manner. If your desire is to be a good steward over the resources that God has entrusted you with you definitely want to read this book."

"Effective stewardship calls us to step out of our comfort zone. It calls the church to change most of what it believes about money."