Discipline has six meanings according to the Merriam Webster’s Dictionary. I would like to focus on three of them:

(1) training that corrects, molds, or perfects the mental faculties or moral character
(2) control gained by enforcing obedience or order; orderly or prescribed conduct or pattern of behavior
(3) a rule or system of rules governing conduct or activity

Ok what does discipline have to do with money? It has everything to do with making and saving money as it takes discipline to do both.

It takes discipline to stop impulse spending – spending money on an item(s) you see often, think you need or would like the item and discover after purchasing the item that it lacks in several areas particularly in the area of need and desire.

It takes discipline to make serious money because there has to be a level of persistence in whatever business activity you are engaged with in order to experience any level of sustained success.

How disciplined are you with regard to making and saving money? If you answer is that you are not very disciplined when it comes to these two areas you are not alone. I have found that most Americans are not disciplined in these areas either. But the great thing is that these disciplines can be learned.

We learn how to be disciplined when it comes to making and spending money by education and association. The right education (read books referred to in my other blogs) and associations (those who are already disciplined in these areas) will assist us in training our minds about these matters thus allowing us to control our spending behavior and establishing a standard to govern our financial picture by.

If you are not disciplined when it comes to making and spending money your financial picture will always look ugly with moments of beauty. Get disciplined now!